Fees, Rates and Documentation

The information provided on this website along with the following documents will help you understand how consumer financing through UDC works and should help you make an informed decision about considering UDC Finance for your personal lending needs.

Interest Rates

UDC interest rates vary from 11.20% p.a. to 13.70% p.a., and the actual rate charged will depend on many factors including the amount of lending, the term of the loan and size of deposit.

Standard Fees and Charges (Consumer)

» Standard Fees and Charges applicable to consumer contracts
» Early Repayment Charge Explained

Standard Consumer Credit Contracts

Below are examples of our standard form consumer contract terms:

» Credit Sale Agreement Personal
» General Conditions (Consumer)

Term Loan Agreement contract terms

» Term Loan Agreement (Personal)
» General Conditions (Consumer)
» Security Agreement (Personal)

Early Repayment Charge Explained

» Early Repayment Charge Explained

Example of Standard Terms Loan Agreement

» Example of Standard Terms Loan Agreement

Example of Standard Credit Sale Agreement

» Example of Standard Credit Sale Agreement

Example of Terms and Conditions

» Example of Terms and Conditions

Example of Security Agreement

» Example of Security Agreement